Type 2 & other diabetes

Association of State Insulin Out-of-Pocket Caps With Insulin Cost-Sharing and Use Among Commercially Insured Patients With Diabetes : A Pre-Post Study With a Control Group

Ann Intern MedPublished Pre-post study with control group

An erratum to this article was published (Ann Intern Med, Jun 2026 ↗)

Authors' conclusion

Insulin OOP caps were associated with reduced insulin OOP costs but no overall increases in insulin use. A proposed national insulin cap of $35 for commercially insured persons might lead to meaningful insulin OOP savings but have a limited effect on insulin use.

Study context

Population
Commercially insured persons with diabetes and insulin users younger than 65 years; single national insurer
Comparison
States with insulin out-of-pocket (OOP) caps vs control states
Outcome
Mean monthly 30-day insulin fills and OOP costs
Methodological detailscontrolled pre-post, Single national insurer; 9-month follow-up
  • Controlled pre-post
  • Single national insurer; 9-month follow-up

Main finding

As reported in the abstract

Insulin use (relative change in fills per month), overall population

State insulin caps not associated with changes in insulin use in the overall population; relative change in fills per month

1.8%

95% CI −3.2% to 6.9%

Further findings

OutcomeInsulin OOP cost reduction (CI)
Insulin OOP costs, states with $25 to $30 caps40.0% (−62.5% to −17.6%)
  • Insulin OOP costs, states with $25 to $30 caps: $25 to $30 caps; lower with caps; primarily driven by larger reduction in HSA subgroup

Original publication

Association of State Insulin Out-of-Pocket Caps With Insulin Cost-Sharing and Use Among Commercially Insured Patients With Diabetes : A Pre-Post Study With a Control Group. Ann Intern Med. Published 26 March 2024. doi:10.7326/m23-1965

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